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Interest Rate Schedule

Thanks for inquiring about interest rates. APY refers to Annual Percentage Yield.

Effective: January 3, 2025

Savings Accounts

Product Name Minimum Opening Deposit APY

First Statement Savingsb

 $100 0.15%

First Kids Clubb

 $5 0.15%

Health Savings Accountb

Product Name Minimum Opening Deposit APY

Health Savings Account

 $100 3.25%

Checking Accounts

First Relationship Checkingb

Daily Balance Minimum Opening Deposit APY

Up to $499.99

 $100 0.05%

$500 - $2,499.99

 $100 0.10%

$2,500 and up

 $100 0.15%

First Investor's Choice Checkingb

$15,000 minimum balance to obtain APY

Daily Balance Minimum Opening Deposit APY

$15,000 - $49,999.99

 $15,000 0.25%

$50,000 - $99,999.99

 $15,000 0.45%

$100,000 - $199,999.99

 $15,000 0.75%

$200,000 and up

 $15,000 1.00%

First Money Marketb

$2,500 minimum balance to obtain APY

Daily Balance Minimum Opening Deposit APY

$2,500 - $14,999.99

 $2,500 0.40%

$15,000 - $49,999.99

 $2,500 0.45%

$50,000 - $99,999.99

 $2,500 0.50%

$100,000 - $199,999.99

 $2,500 0.75%

$200,000 and up

 $2,500 1.00%

Business Accounts

Business Plus Checkingb

Daily Balance Minimum Opening Deposit APY

Up to $4,999.99

 $500 0.10%

$5,000 - $14,999.99

 $500 0.10%

$15,000 - $49,999.99

 $500 0.25%

$50,000 and up

 $500 0.50%

Business Money Marketb

$2,500 minimum balance to obtain APY

Daily Balance Minimum Opening Deposit APY

$2,500 - $14,999.99

 $2,500 0.40%

$15,000 - $49,999.99

 $2,500 0.45%

$50,000 - $99,999.99

 $2,500 0.50%

$100,000 - $199,999.99

 $2,500 0.75%

$200,000 and up

 $2,500 1.00%

Community Plus Checkingb

Daily Balance Minimum Opening Deposit APY

Up to $99,999.99

 N/A 0.25%

$100,000 - $499,999.99

 N/A 0.50%

$500,000 - $999,999.99

 N/A 1.25%

$1,000,000 and up

 N/A 1.50%

Community Money Marketb

Daily Balance Minimum Opening Deposit APY

Up to $99,999.99

 N/A 0.25%

$100,000 - $499,999.99

 N/A 0.50%

$500,000 - $999,999.99

 N/A 1.25%

$1,000,000 and up

 N/A 1.50%

Certificate of Deposit

Term Minimum Opening Deposit APY

3 Montha

 $1,000 1.00%

6 Montha

 $1,000 3.75%

12 Montha

 $1,000 3.50%

18 Montha

 $1,000 3.25%

24 Montha

 $1,000 3.25%

30 Montha

 $1,000 1.00%

36 Montha

 $1,000 1.00%

48 Montha

 $1,000 1.00%

60 Montha

 $1,000 1.00%

Individual Retirement Accounts

Term Minimum Opening Deposit APY

1 Year Variablea,b

 $100 3.25%

1 Year Fixeda

 $100 3.50%

2 Year Fixeda

 $100 3.25%

2 1/2 Year Fixeda

 $100 1.00%

3 Year Fixeda

 $100 1.00%

4 Year Fixeda

 $100 1.00%

5 Year Fixeda

 $100 1.00%

a A penalty may be imposed for early withdrawal.
b The interest rate and annual percentage yield may change after account opening.
c Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of: January 3, 2025.
For current interest rate information call (815) 432-2494.