Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Personal Checking

All First Trust and Savings Bank checking accounts come with these benefits at no additional charge:

  • First Check Debit/ATM Card
  • Online Banking
  • Mobile Banking
  • Online BillPay
  • Zelle®
  • First Link Telephone Banking (1-877-FTS-BANK)

Checking Account Comparison

Features First Freedom Checking First Relationship Checking First Class Club Checking First Investors Choice Checking

Minimum Opening Deposit

$100 $100 $100 $15,000

Minimum Balance

N/A $500 in checking or combined $10,000 in checking and loans N/A $15,000

Interest Bearing

No Yes, tiered No Yes, tiered

Monthly Service Fee

N/A $7.50 if minimum balance requirement is not met $8.50 $25 if minimum balance requirement is not met

Additional Features

  • Free E-statement
  • Free first box of specialty checks1
  • Free personalized specialty checks1
  • Free check image statements
  • Free to those age 55 and older with Direct Deposit
  • Free personalized specialty checks, $4 discount on other styles1
  • No issue fee on cashier's checks and money orders
  • Free check image statements
  • License plate renewal service
  • Free 3"x5" safe deposit box rental first year
  • Free personalized specialty checks1
  • Free check image statements

1 Shipping charges apply