Credit Cards

Personal Credit Cards

Low Rate Card

• No annual fee.
• Low introductory rate for the first six months.*
• Competitive APR.*

Preferred Points Card

• Earn one point for each dollar spent, up to 10,000 points per month.
• No annual fee.
• Low introductory rate for first six months.*
• Competitive APR.*
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

Apply Now!

Complete the application

To submit the application: Print, sign and deliver the application to First Trust & Savings Bank in Watseka or Clifton; or fax the completed application to the Card Service Center at 877-809-9162.

*Please see application for information about current APRs and fees.

Business Credit Cards

Standard Card

• No annual fee.
• Competitive APR.*
• Individual and summary billing options.

Preferred Points Card

• Earn one point for each dollar spent, up to 10,000 points per month.
• Low annual fee of $49 per account.
• Competitive APR.*
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
• Individual billing option only.

Apply Now!

Complete the application

To submit the application: Print, sign and deliver the application to First Trust & Savings Bank in Watseka or Clifton; or fax the completed application to the Card Service Center at 877-809-9162.

Supporting documents vary depending on the type of business you have. See chart below.
*Please see application for information about current APRs and fees.