Personal Credit Cards
Low Rate Card
- No annual fee.
- Low introductory rate for the first six months.*
- Competitive APR.*
Preferred Points Card
- Earn one point for each dollar spent, up to 10,000 points per month.
- No annual fee.
- Low introductory rate for first six months.*
- Competitive APR.*
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
Apply Now!
Complete the application
To submit the application: Print, sign and deliver the application to First Trust & Savings Bank in Watseka or Clifton; or fax the completed application to the Card Service Center at 877-809-9162.
*Please see application for information about current APRs and fees.
Business Credit Cards
Standard Card
- No annual fee.
- Competitive APR.*
- Individual and summary billing options.
Preferred Points Card
- Earn one point for each dollar spent, up to 10,000 points per month.
- Low annual fee of $49 per account.
- Competitive APR.*
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- Individual billing option only.
Apply Now!
Complete the application
To submit the application: Print, sign and deliver the application to First Trust & Savings Bank in Watseka or Clifton; or fax the completed application to the Card Service Center at 877-809-9162.
Supporting documents vary depending on the type of business you have. See chart below.
*Please see application for information about current APRs and fees.
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Sole Proprietor |
Partnership |
Private Corporation |
Public Corporation |
Non-Profit |
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Application
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Organizational Papers
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Borrowing Resolution
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Financial Statements
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Personal Guaranty
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Personal Tax Return
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