Account Services


VISA Debit Card

Debit Card Activation/PIN Change: 1-800-992-3808

Debit Card Emergency (lost or stolen card): 1-800-554-8969

  • Quick and convenient
  • 24 hour access to your account
  • No waiting for untimely check approvals
  • No annual fee
  • No charge for point of sale transactions
  • Transfers available
  • No charge if used at one of our ATM's or an ATM in the Money Pass network (visit to find an ATM near you)

Overdraft Protection

Our Overdraft Privilege Service (OOPS)

We've created a special service to protect our personal checking account customers from having a check returned marked "non-sufficient funds". Whether you have made an honest mistake or need emergency funds for a few days, Our Overdraft Privilege Service (OOPS) is automatic. NSF fees will apply. Limits and some restrictions apply*.

Savings Overdraft Protection Transfer

You can sweep funds from your savings account into a FTSB checking account to cover your overdraft. Annual and transfer fees apply.

* Upon qualification

Other Products & Services

Safe Deposit Boxes

SizeAvailable Location
3x5 Watseka & Clifton
4x5 Watseka
5x5 Watseka
3x10 Watseka & Clifton
5x10 Watseka & Clifton
10x10 Watseka & Clifton
10x16 Watseka


Check Reorder

The First Trust and Savings Bank has partnered with Deluxe to safely and conveniently provide online check reordering. To reorder checks you will need your routing/transit number, account number and the starting number of your next check. Check orders will be sent to the mailing address on your account and a charge for the order will appear on your account. If there are any changes to your check order, if it has been longer than 2 years since your last check order, or if this is the first time you are ordering checks with The First Trust and Savings Bank, please visit one of our First Trust and Savings Bank banking centers to complete your order. 

Order Checks Online



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