Electronic Banking

Safe Deposit Boxes *

3x5 Watseka & Clifton
4x5 Watseka
5x5 Watseka
3x10 Watseka & Clifton
5x10 Watseka & Clifton
10x10 Watseka & Clifton
10x16 Watseka

A safe deposit box is a wise investment for protecting keepsakes, important papers and other valuables from fire and theft. Our safe deposit boxes are reasonably priced and are available in a variety of sizes. We would like the opportunity to show this service to you and to provide you with peace of mind.

* NOTE: Contents are not FDIC insured.


Service Fees

Cashier’s Checks* $6.00
Checkbook Reconciliation / Assistance $25.00 per hour (1/2 hour minimum)
Checks Sent/Received for Collection $20.00
Closing of Account Within 90 Days of Opening $20.00
Foreign Currency Purchase Fee $50.00 (minimum)
License Renewal Sticker* $5.50 (State Regulated Limit)
Money Orders* $3.00
NSF Item Returned $30.00 each check
Overdraft Item Paid $30.00 each check
Overdraft Continuous Charge, posted every 4th day of negative balance $10.00
Research $25.00 per hour (1/2 hour minimum)
Savings Overdraft Protection Transfer* $15.00 per year / $3.00 per transaction
Stop Payment and Revocation of Authorization $30.00 per item
Wire Transfer:
          Incoming – Domestic $10.00
          Incoming – International $25.00
          Outgoing – Domestic $35.00
          Outgoing – International $60.00

* First Class Club Members receive discounts on these selected items.

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The First Trust & Savings Bank

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Member FDIC

Equal Housing Lender
NOTICE: *Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value. The First Trust & Savings Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.