Electronic Banking

Our Relationship Certificate of Deposit Special”
Your reward for being a loyal customer.
Earn up to .20% point of additional interest, simply by having a loan, checking, savings, or
other relationship with The First Trust and Savings Bank.


Interest Rate Schedule
current as of 07/18/17
Account Name
Minimum Opening Deposit
Minimum Balance to Obtain APY**
APY**
First Statement Savings Account**
$100.00
$0.01 and up
.05%
First Kids Club**
$5.00
$0.01 and up
.05%
First Relationship Checking**
$100.00
$0.01 and up
Daily Balances of:
up to $499.99
0.05%
$500.00 to $2,499.99
0.05%
$2,500.00 and up
0.05%
First Investors Choice Checking**
$15,000.00
$15,000.00***
Daily Balances of:
$15,000.00-$49,999.99
0.05%
$50,000-$99,999.99
0.05%
$100,000.00-$199,999.99
0.10%
$200,000.00 and up
0.10%
First Money Market Account**
$2,500.00
$2,500.00***
Daily Balances of:
$2,500.00-$14,999.99
0.05%
$15,000.00-$49,999.99
0.05%
$50,000.00-$99,999.99
0.05%
$100,000.00-$199,999.99
0.10%
$200,000.00 and up
0.10%
HSA - Health Savings Account**
$100.00
$100.00
Daily Balances of:
up to $2,499.99
0.05%
$2,500 - 24,999.99
0.10%
$25,000 and up
0.15%
3 Month CD *
$1,000.00
0.20%
6 Month CD *
$1,000.00
0.40%
12 Month CD *
$1,000.00
0.60%
18 Month CD *
$1,000.00
1.05%
24 Month CD *
$1,000.00
1.31%
30 Month CD *
$1,000.00
1.31%
36 Month CD *
$1,000.00
1.31%
48 Month CD *
$1,000.00
1.31%
60 Month CD *
$1,000.00
1.31%
IRA 1 YR Variable *, **
$100.00
0.70%
IRA 1 YR Fixed *
$100.00
0.65%
IRA 2 Year *
$100.00
1.00%
IRA 2 1/2 Year *
$100.00
1.00%
IRA 3 Year *
$100.00
1.00%
IRA 4 Year *
$100.00
1.00%
IRA 5 Year *
$100.00
1.00%
* A penalty may be imposed for early withdrawal.
** APY = Annual Percentage Yield. The interest rate and annual percentage yield may change after account opening.
*** Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account.
For current rate information call 1-888-432-5695.

The First Trust & Savings Bank

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