Interest Rate Schedule
current as of 11/04/2008
Account Name
Minimum Opening Deposit
Minimum Balance to Obtain APY**
APY**
First Statement Savings Account**
$100.00
$0.01 and up
.35%
First Kids Club**
$5.00
$0.01 and up
.35%
First Relationship Checking**
$100.00
$0.01 and up
Daily Balances of:
up to $499.99
0.10%
$500.00 to $2,499.99
0.25%
$2,500.00 and up
0.30%
First Investors Choice Checking**
$15,000.00
$15,000.00***
Daily Balances of:
$15,000.00-$49,999.99
.40%
$50,000-$99,999.99
.60%
$100,000.00-$199,999.99
.75%
$200,000.00 and up
1.00%
NOW Account**
$100.00
$0.01 and up
0.25%
First Public Funds Account**
$100.00
$0.01 and up
Daily Balances of:
up to $99,999.99
.50%
$100,000.00-$499,999.99
.75%
$500,000.00 and up
1.00%
First Money Market Account**
$2,500.00
$2,500.00***
Daily Balances of:
$2,500.00-$14,999.99
.50%
$15,000.00-$49,999.99
.60%
$50,000.00-$99,999.99
.75%
$100,000.00-$199,999.99
1.00%
7 Month CD SPECIAL
$1,000.00
2.25%
15 Month CD SPECIAL
$1,000.00
2.75%
3 Month CD *
$1,000.00
1.25%
6 Month CD *
$1,000.00
1.50%
12 Month CD *
$1,000.00
1.75%
18 Month CD *
$1,000.00
1.85%
24 Month CD *
$1,000.00
2.00%
30 Month CD *
$1,000.00
2.05%
36 Month CD *
$1,000.00
2.10%
48 Month CD *
$1,000.00
2.25%
60 Month CD *
$1,000.00
2.40%
IRA 1 YR Variable *, **
$100.00
2.25%
IRA 2 Year *
$100.00
2.60%
IRA 2 1/2 Year *
$100.00
2.65%
IRA 3 Year *
$100.00
2.65%
IRA 3 1/2 Year *
$100.00
2.70%
IRA 4 Year *
$100.00
2.70%
IRA 4 1/2 Year *
$100.00
2.75%
IRA 5 Year *
$100.00
2.75%
IRA 1 YR Fixed *
$100.00
2.50%
* A penalty may be imposed for early withdrawal.
** APY = Annual Percentage Yield. The interest rate and annual percentage yield may change after account opening.
*** Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account.
For current rate information call 1-888-432-5695.

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