Electronic Banking

Debit/ATM Cards

First Check Debit/ATM Card

  • Use anywhere VISA Debit Cards are accepted
  • Quick and convenient
  • 24 hour access to your account
  • No waiting for untimely check approvals
  • No annual fee
  • No charge for point of sale transactions
  • Transfers available
  • No charge if used at one of our six ATM's (Locations & Hours for a full listing)

Debit Card Emergency (lost or stolen card): 1-800-554-8969


Our Overdraft Privilege Service (OOPS)

We've created a special service to protect our personal checking account customers from having a check returned marked "non-sufficient funds". Whether you have made an honest mistake or need emergency funds for a few days, Our Overdraft Privilege Service (OOPS) is automatic. NSF fees will apply. Limits and some restrictions apply*.

Savings Overdraft Protection Transfer

You can sweep funds from your savings account into a FTSB checking account to cover your overdraft. Annual and transfer fees apply.

* Upon qualification

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The First Trust & Savings Bank

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Equal Housing Lender
NOTICE: *Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value. The First Trust & Savings Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.