Certificates of Deposit
Invest in a standard certificate of deposit at The First Trust and Savings Bank with as little as $1,000. Certificate of deposit terms range from 3 months to 60 months. Our interest rates are competitive and we periodically offer CD specials. CDs are automatically renewable and the interest may be compounded or paid directly to your Checking or Savings accounts with FTSB. A bonus is offered to standard CD rates on new money with your First Relationship, First Investors Choice or First Class Club Checking accounts.
Individual Retirement Accounts
In this era of escalating health care costs, a Health Savings Account (HSA), paired with a High Deductible Health Plan is rapidly gaining popularity among employers and employees. Our First HSA offers individuals many benefits including tax savings, earned interest, reduced insurance premiums, and long-term savings.
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