• Mortgage Loans
• Home Equity Lines of Credit
• Consumer Loans
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• Credit Center
• Switch Kit

Mortgage Loans

We offer a variety of mortgage loan products including Adjustable Rate Mortgages (ARM's) and Fixed Rate Mortgages to fit your home purchase or refinancing needs. When you have your monthly mortgage payment deducted from a FTSB Checking or Savings account, you will receive $100 off closing costs.

We finance the following real estate loans:

• Home Loans for Purchases or Refinancing
• Home Equity Lines of Credit
• Home Equity Fixed Term loans

Home Equity Lines of Credit

They are personal lines that are secured by the equity in your personal residence. The First Trust and Savings Bank can help you save money with a Home Equity Line of Credit. No closing cost with a FTSB Home Equity Line of Credit!

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Consumer Loans

You can receive discounts on our already low installment loan rates when you have your monthly payment deducted automatically from one of our Checking accounts.

• 0.25% if deducted from First Freedom Checking
• 0.35% if deducted from First Relationship Checking
• 0.50% if deducted from First Investors Choice Checking or First Class Club Checking

We finance the following types of loans.

• New and Used Vehicle Loans
• New and Used Mobile Loans
• New and Used Recreational Vehicles
• Home Improvement Loans
• New and Used Motorcycle Loans
• New and Used Boat Loans
• Other Personal Loans

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