Mortgage Loans

We offer a variety of real estate loan products including fixed rate mortgages to fit your home purchase or refinancing needs. These include programs like USDA Rural Development-offering 100% fixed rate financing for 30 years. When you have your monthly mortgage payment deducted from a FTSB Checking or Savings account, you will receive $100 off closing costs.

We finance the following real estate loans:

  • Fixed Rate Loans up to 30 years
  • Balloon Loans of Various Terms
  • Home Loans for Purchases or Refinancing
  • Home Equity Lines of Credit
  • Home Equity Fixed Term Loans

Nationwide Mortgage Licensing System number 464178

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Consumer Loans

You can receive discounts on our already low installment loan rate when you have your monthly payment deducted automatically from one of our Checking accounts.

  • 0.25% if deducted from First Freedom Checking
  • 0.35% if deducted from First Relationship Checking
  • 0.50% if deducted from First Investors Choice Checking or First Class Club Checking

We finance the following types of loans.

  • New and Used Vehicle Loans
  • New and Used Recreational Vehicles
  • Home Improvement Loans
  • New and Used Motorcycle Loans
  • New and Used Boat Loans
  • Other Personal Loans


Contact us for more information or call Watseka Banking Center 815-432-2494 or Clifton Banking Center 815-694-2329.

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The First Trust & Savings Bank

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