Electronic Banking


Interest Rate Schedule
current as of 1/26/2016
Account Name
Minimum Opening Deposit
Minimum Balance to Obtain APY*
APY*
Business Plus Checking*
Daily Balances of:
up to $4,999.99
0.05%
$5,000.00-14,999.99
0.05%
$15,000.00-49,999.99
0.05%
$50,000.00 and up
0.10%
Business Money Market Account*
$2,500.00
$2,500.00**
Daily Balances of:
$2,500.00-14,999.99
0.05%
$15,000.00-49,999.99
0.05%
$50,000.00-99,999.99
0.05%
$100,000.00-199,999.99
0.10%
$200,000.00 and up
0.10%
Community Plus Checking*
Daily Balances of:
Up to $99,999.99
0.05%
$100,000.00-499,999.99
0.10%
$500,000.00-999,999.99
0.10%
$1,000,000.00 and up
0.15%
Community Money Market Account*
Daily Balances of:
Up to $99,999.99
0.05%
$100,000.00-499,999.99
0.10%
$500,000.00-999,999.99
0.10%
$1,000,000.00 and up
0.15%
*The interest rate and Annual Percentage Yield (APY) may change after account opening.
**Daily balance. The amount of the principal in the account each day.

The First Trust & Savings Bank

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