Business Interest Checking-NOW Account

Available to sole proprietors, nonprofit organizations, estates, governmental agencies and certain trusts.
  • Variable rate interest paid monthly
  • Minimum to open: $100.00
  • No monthly service charge with a $200.00 minimum daily balance; otherwise, a $7.50 service charge is assessed

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First Business Checking (Regular)

Available for any type of business or organization with unlimited activity.
  • Minimum to open: $100.00
  • No monthly service charge with a $500.00 minimum daily balance; otherwise, a $5.00 service charge is assessed
Corporations, partnerships, LLCs or other businesses with heavy checking activity may incur a monthly account analysis charge. This charge can be offset by the account balance.

First Business Debit Card

Available with any business account.
  • Use anywhere VISA Debit Cards are accepted
  • 24 hour access to your account
  • No annual fee
  • Business regulates card usage/limits by specific cardholder
  • No charge for point of sale transactions

Online Banking

Free access to business accounts:
  • Account balance
  • Account history and check images
  • Bank statements online
  • Funds transfer between accounts

Other Services for Business

  • Sweep accounts
  • ACH Origination (e.g.. payroll)
  • Lines of Credit and other Business loans
  • Certificates of Deposit
  • Night Deposit Services
  • Merchant Processing Referrals

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The First Trust & Savings Bank

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