Electronic Banking

Business Basic

Business Basic checking is designed for most any type of business or organization. It is a non interest bearing account that provides numerous benefits with a low minimum balance requirement.
  • Unlimited check writing
  • Maintain $200 minimum balance or pay $10 monthly fee
  • Non interest bearing

Business Plus

Business Plus checking offers all of the features and benefits of Business Basic, additionally providing payment of interst on tiered balances. It requires a slightly higher minimum balance.
  • Unlimited check writing
  • Maintain $500 minimum balance or pay $15 monthly fee
  • Interest paid monthly

Commercial Advantage

Commercial Advantage checking is fundamentally a Business Basic account. Designed for businesses with heavy checking activity, significant cash/coin processing, or a need for cash management.
  • Unlimited check writing
  • Non interest bearing
  • Cash Management Services (e.g. ACH Origination)
  • Account Analysis (Businesses with heavy checking activity may incur a monthly analysis charge. Account balance will be used to offset this charge.)

Community Basic

Community Basic checking is a non interest bearing account for governmental agencies. It has no service fees or minimum balance requirement.
  • Unlimited check writing
  • No service fees
  • No minimum balance
  • Non interest bearing

Community Plus

Community Plus checking is an interest bearing account for governmental agencies. Similar to the Community Basic account, it has no service fees or minimum balance requirement.
  • Unlimited check writing
  • No service fees
  • No minimum balance
  • Tiered interest paid monthly

First Link Telephone Banking

Community Plus checking is an interest bearing account for governmental agencies. Similar to the Community Basic account, it has no service fees or minimum balance requirement.
  • 24 hour telephone banking
  • Account balances
  • Transfer between accounts
  • Hear if item has posted
  • Statement information

Real-time Internet Banking

Free access to business accounts:
  • View transactions as they memo-post
  • View account information on all accounts
  • View images of deposits and checks
  • Images of paper items available forever
  • Customizable access for authorized employees:
    • Choose which accounts an authorized employee may access
    • Choose what functions an authorized employee may perform

Cash Management Services

  • Payroll Deposit Origination
  • ACH debit/credit origination - build your own on our site - or process an uploaded file
  • Cash concentration - move funds from accounts at other banks by ACH
  • Wire transfers online with the Federal Reserve for same day movement of funds

First Business Debit Card

Available with any business account.
  • Use anywhere VISA Debit Cards are accepted
  • 24 hour access to your account
  • No annual fee
  • Business regulates card usage/limits by specific cardholder
  • No charge for point of sale transactions

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